If you turn on the TV or listen to the radio, it is hard not…
The cost of getting into a car accident can total thousands of dollars (or even more). That is a lot of dollars in medical bills to handle, especially for those who are totally not prepared for large expenses that come out of the blue.
Medical bills after a car accident tend to climb high in an uncontrollable manner, as they include expenses for an ambulance, visits to an emergency room, scheduling an appointment with your physician, physical therapy, medications, surgeries… The cost of all this can be too overwhelming for a regular Los Angeles resident.
Luckily for you, you do not have to pay your medical bills all by yourself. With the help of a Los Angeles car accident attorney, you can explore various available options to pay for your medical treatment and other expenses associated with treating injuries and recovering after a car crash.
You see, the at-fault driver will eventually pay for all the costs associated with your injuries and damages. But the problem is: it usually takes months or years until the at-fault party actually pays your medical bills. The importance of beginning a medical treatment right away cannot be overestimated, which is why it is highly advised to follow your doctor’s orders and pay for everything that you require in order to get better and recover.
As a temporary solution to cover your medical expenses, you can resort to either of these options.
Medical payments, aka no-fault coverage. This one can be found in a regular auto insurance policy in Los Angeles or elsewhere in California. It is a no-fault coverage, which means you can access it even if you were at fault for the accident. But there are two problems with this option: it has a limit (usually $5,000, but can be lower or higher depending on your policy), and you will eventually have to reimburse after the case is solved.
Health insurance. You may have health insurance coverage either individually or through your employer. If you do, you can cover any medical bills through it. As it was the case with the med-pay coverage (see above), you will have to pay back the insurance company for the medical expenses covered by insurance.
Medicare/Medical. Another good option to pay your medical bills after a car crash. The only problem is that they are quite aggressive when it comes to reimbursement and being repaid, warns our Los Angeles car accident lawyer from the Kristensen, LLP.
A medical lien. Many doctors and hospitals in Los Angeles and all across California may agree to treat you on a medical lien. Meaning: they will not get paid for the medical treatment provided until the case is over.
Out of pocket. You can always pay for your medical expenses out of pocket, but this is hardly an option, especially for those who are uncertain what the total cost of their medical treatment will be.
This will depend on the severity of your injuries and the accident overall. Simple cases usually take less than six months to reach a settlement. Our best car accident lawyers in Los Angeles warn, however, that you should wait for your medical treatment to be completed or at least until you reach a stable condition before agreeing to any settlement.
It is also advised to be legally represented by an attorney in order to explore all available options to cover your medical bills after a car accident and pursue a fair compensation as soon as possible.