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Los Angeles Law Blog

By John Kristensen of Kristensen Weisberg, LLP posted in Car Accident on Sunday, October 1, 2017.
How To Deal With Dishonest Car Insurance Companies

If you turn on the TV or listen to the radio, it is hard not to get bombarded with commercials from car insurance companies. Whether it is a talking gecko or a funny spokesperson, we have all heard the catchy slogans of how they are a good neighbor or how policyholders are in good hands. While everybody needs car insurance, will your insurance company provide the right settlement when the time comes to account for your damages and medical bills? Unfortunately, the truth is not always.

Review Your Auto Insurance Policy

Far too many car accident victims throughout Southern California are shortchanged by their insurance companies. But it does not need to happen. First, it is important to understand insurance companies are just like any other business. Their goal is to maximize profits while minimizing payouts. It is how they ultimately make money. Secondly, it is vital for each person to carefully review their policy. It may not be the most exciting thing to do. But it could save you a lot of stress and headaches when the time comes to file a claim.

Beware of In-Network Mechanics

One of the most common practices among car insurance companies is the use of “in-network” mechanics. It often brings greater business to the mechanic. Unfortunately, many of these mechanics have been known to provide an improper diagnosis of damage or inadequate repair. The results can be extremely costly to the policyholder. Some mechanics may do a good job of making your vehicle look better. However, there may still be unresolved mechanical issues underneath the hood.

Do Not Lie On Your Insurance Application

Dishonest insurance companies often try to take advantage of their consumers by refusing to provide compensation to those who may have provided inaccurate information on their application. However, just because you may have inaccurately listed the amount of miles you drive or where you park does not give the insurance company the right to short-change its customers. Although the insurance provider may be able to raise its premiums, they cannot refuse to process your claim. When it comes to filing an insurance claim, honesty is the best policy. Although insurance companies lie to their policyholders all the time, lying to the insurance provider is against the law.

Document Your Car Accident Injuries

Before you visit a Los Angeles car accident attorney or file an insurance claim, make sure you get medical attention immediately. Car accident injuries can be tricky. Many accident victims may not think they are injured. But many injuries often manifest over time and then turn up days or even weeks later. Getting an early diagnosis and medical evaluation will help accident victims effectively improve their chances of receiving a proper settlement.

Contact a Los Angeles Car Accident Attorney Today!

If you have been in a car accident, it is vital to recover the maximum compensation to account for your injuries, damages and lost wages. If your insurance company has not provided a proper settlement, it is time to notify the Los Angeles car accident attorneys at Kristensen Weisberg utilize an aggressive and comprehensive approach to help clients recover the proper car accident settlement they deserve. Whether it is in the courtroom or behind the scenes, their legal team works diligently to help place each client in the best position to succeed. To learn more, contact their Los Angeles personal injury law office today and schedule a free initial consultation.