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By John Kristensen of Kristensen, LLP posted in Car Accident on Friday, October 6, 2017.
How Do I Appeal an Underpaid or Denied Car Accident Insurance Claim?

Just about every car accident is unexpected. It does not matter how safe you drive. You could be driving the speed limit, wear your seatbelt and obey all of the rules of the road, but it does not guarantee someone else will try to cut you off or ignore a red light. The consequences of each car accident can be high. Accident victims depend on insurance settlements to pay for their damages along with their medical bills and lost wages. But what happens if your claim is underpaid or denied?

California is a Fault State

When it comes to car accidents, not all states have the same laws. California is a fault or tort state. That means the accident victim must recover insurance money from the negligent or at-fault driver. This makes California car accident cases often more complicated.  Once a person is involved in an accident is vital to seek representation from an experienced and knowledgeable Los Angeles car accident attorney. The first objective is to prove the other driver caused the accident.

See a Doctor Immediately!

Before hiring an attorney, seek immediate medical attention. Even if your injuries appear to be minor, some car accident injuries have been known to manifest later. Getting a full medical evaluation can help diagnose and document all of your injuries. Waiting too long to see a doctor can be extremely harmful to your case and affect your insurance settlement.

Gather All Visual Evidence

Just about everyone in Southern California has a smartphone, tablet or a digital device. It is important to take as many photos and video of the accident scene. Make sure to capture any physical damage to your vehicle along with any visible injuries.

Appealing an Underpaid or Denied Car Accident Claim

If your insurance claim has been underpaid or denied, it is important to file an appeal. Your car accident attorney can help you obtain and fill out the appropriate forms and documents. They can also help negotiate a settlement with the insurance company on your behalf. One of the most effective strategies is to include Kelly Blue Book value of your vehicle, especially if it is higher than the insurance settlement. Keep in mind, appealing a car accident insurance claim often takes time. In some cases the insurance company may make an offer that is slightly higher than the original amount. It is a common tactic to prevent people from completing their appeal. Their goal is to get the accident victim to compromise.

How a Los Angeles Car Accident Attorney Can Help

Every car accident is a stressful experience. Whether you have been involved in a fender bender or have suffered catastrophic injuries from a major wreck, it is vital to have a legal professional that can protect your rights and look after your best interests. The Los Angeles car accident attorneys at Kristensen LLP utilize an aggressive and comprehensive approach to help accident victims recover the accident settlement they deserve. To learn more, contact their Los Angeles personal injury law office today and schedule a free initial consultation to discuss your case.